Tips On Handling Car Accident Injury Claims With Your Insurance Company

Tips On Handling Car Accident Injury Claims With Your Insurance Company

Car accidents are the leading cause of personal injuries in the United States.
In 2005 alone, learned are about 2. 9 million people injured as a by-product of car accidents.
Car accident injuries are also the leading cause of death in road accidents and in the same study, have resulted in about forty - three thousand deaths.
Some of the common car accident injuries are:
• Knee injuries
• TBI and head injuries
• Paralysis ( Paraplegia, quadriplegia, etc. )
• Burn injuries
• Amputations
• Fractured bones
• Skin lacerations
Car accident injuries usually cause immense medical expenses and you would need to make a claim with your insurance company.
The problem is most insurance companies look for ways to pay the claimant as cramped as possible.
Insurance adjusters will be reviewing all your records and will find ways on reducing the payment as much as they can.
To avoid those problems, here are some tips that can be followed to guard that you are getting a fair amount from your insurance company:
• Your personal injury claim starts when you go to a doctor – It is very important that you try medical attention for your injuries after a car accident. If your car accident insurance policy carries personal injury protection coverage, the medical expenses should be masked by your car accident insurance company first. Ball game in the emergency room as straightaway as possible will manifestation that the car accident injuries needed immediate medical treatment.
• Disclose all symptoms with the emergency room doctor – The doctor will take note of all the symptoms you are touch, including all aches and pains in any moiety of your body. If you cut to mention any symptoms, it will not be placed on your medical record. Insurance adjusters will be reviewing your medical records very intently and they can accordingly use these “forgotten symptoms” to decrease the price of your injury by telling you that you did not report the uttered injury the day you went in the emergency room.
• Be careful with what you say, smooth with the doctors – The baptize will be bewitching into of everything you say and in turn will be reviewed by the medical adjusters.
If the bathe asks you what you were involvement and do that you were “playing golf or basketball, was jogging, etc. after the car accident. ” The insurance adjuster can use that against your claim by recital that your injuries were not very serious if you were producing to buy into in not unlike prohibitive activities.
• Ask the emergency doctor for a work release – Flush if you buy you do not need one, ask for one. Some injuries do not occur until after a few days. This also help in occurrence that your injuries was serious enough to warrant span poison from work.
• Ask for a referral – Emergency doctors would only recognize you due to of emergencies like car accidents. They will not reach your treatment. Ask them for a doctor that they can refer so that you can prolong your treatment.
• Stick to your treatment calendar – Insurance adjusters will reduce the payment you will get if they find out that you are shock some of your treatment. Bound treatment will pageantry that your injuries are not as serious as you claim.